If you are looking for a move-in ready downsizing option in Palm Beach County, this 2-bedroom-plus-den villa at 10039 Andrea Lane A in Boynton Beach deserves a close look. Priced at $275,000, this 1,469-square-foot single-story home in the gated Palm Chase Lakes 55+ community offers the low-maintenance, amenity-rich lifestyle so many downsizing homeowners are searching for.
The price has just been reduced by $40,000 from its original $315,000 listing, making it a strong value for a buyer who wants to move in without doing much work. Bright and open, the villa features skylights, a kitchen with quartz counters and stainless steel appliances, a flexible den, and a large patio for easy Florida living.
I am Rhonda Townsend with 1st Real Estate Solution Inc.. If you have been thinking about downsizing in Palm Beach County, let us walk through the numbers and see whether this Boynton Beach villa could be your next home.
Property Overview: 10039 Andrea Lane A, Boynton Beach, FL 33437
Here is a complete look at the key specifications for this villa, as recorded on Beaches MLS.
| Specification | Details |
|---|---|
| Address | 10039 Andrea Lane A, Boynton Beach, FL 33437 |
| Price | $275,000 |
| MLS # | B26028472, Beaches MLS |
| Bedrooms | 2 + den |
| Bathrooms | 2 |
| Living Area | 1,469 sq ft |
| Stories | Single-story |
| Year Built | 1988 |
| Property Type | Villa |
| Community | Palm Chase Lakes Condo, gated 55+ community |
| HOA Fee | $2,775 / quarter |
| HOA Includes | Cable TV, maintenance grounds, recreation facilities, water |
| Annual Taxes | $2,165.82 |
| School Zoning | Crosspointe Elementary, Carver Community Middle, Boynton Beach High |
Source: Beaches MLS. Data deemed reliable but not guaranteed.
Move-In Ready: What You Get at This Price
This villa was designed for easy, comfortable living. The bright, open floor plan is filled with natural light from skylights, and the interior has been updated so you can move in and start enjoying it right away.
The kitchen features quartz countertops, stainless steel appliances, custom lighting, and a handy pantry. It opens naturally to the living and dining spaces, which makes everyday living and entertaining simple.
A Flexible Den: Office, Hobby Room, or Guest Space
The home offers two true bedrooms plus a den that is perfect for a home office, a hobby room, or a comfortable guest space. For downsizing homeowners, that extra flexible room is a real bonus, whether you work from home, need a place for a craft or reading space, or host visiting family.
Outside, a large patio extends your living space, ideal for morning coffee or evening relaxation. A one-car garage adds convenient covered parking and storage, and the single-story layout means no stairs to climb.
Price History: A $40,000 Reduction Worth Noting
This villa has been thoughtfully priced through a series of reductions that now offer strong value for a downsizing buyer. Here is the price history as recorded on Beaches MLS.
| Date | Price | Change |
|---|---|---|
| May 15, 2026 | $315,000 | Original list price |
| July 15, 2026 | $299,000 | Down $16,000 |
| August 12, 2026 | $289,000 | Down $10,000 |
| August 18, 2026 | $275,000 | Down $14,000 (current) |
The total reduction from the original $315,000 list price to the current $275,000 represents a $40,000 decrease, or roughly 12.7 percent. For a downsizing buyer, that means a chance to purchase a well-maintained, move-in ready villa in a desirable gated 55+ community at a price that already reflects market adjustments. Priced for a quick sale, this home is positioned to move.
At $275,000, this property sits well below the Palm Beach County median sale price, making it an accessible entry point for buyers looking to downsize without stretching their budget. Compare this with our latest Palm Beach County market report for more context on pricing trends.
Community Amenities: Active 55+ Living at Palm Chase Lakes
One of the strongest appeals of this property is the community it belongs to. Palm Chase Lakes is a gated 55+ community in Boynton Beach designed for active adults who want a low-maintenance lifestyle paired with social and recreational opportunities.
Residents enjoy a clubhouse, swimming pool, tennis courts, shuffleboard, billiards, a library, and a jogging path, with sidewalks tying the neighborhood together. The HOA fee of $2,775 per quarter covers cable television, grounds maintenance, recreation facilities, and water. For a downsizing homeowner, that means predictable costs and no weekend spent on lawn care or exterior upkeep.
The association has reserves and is financially stable, which brings peace of mind for buyers who want to understand the community before they commit. To learn more about what to look for in a homeowners association, read our guide to HOA Fees and Condo Associations.
The home sits close to shopping and dining, and it is roughly 15 minutes from the beach, so everyday errands are easy and weekend getaway is never far. For a broader look at the area, explore our Boynton Beach downsizing guide and the Boynton Beach community page.
Why This Home Works for Downsizing
This villa checks many of the boxes that downsizing buyers prioritize. Here is why it stands out as a strong candidate for your next chapter.
Single-Story, No Stairs
The entire home is on one level with no steps between rooms. That matters for comfort today and flexibility tomorrow. Learn more in our guide to Single-Story Homes for Downsizers.
Move-In Ready Condition
Skylights brighten an open floor plan, the kitchen is updated with quartz counters and stainless steel appliances, and the den, patio, and garage are ready for everyday use. You can move in without renovating, which saves time, stress, and money.
Low-Maintenance Living
The HOA handles landscaping, grounds maintenance, and recreation facilities. You can lock the door and travel, or stay home and enjoy the amenities. Either way, the maintenance burden is minimal. See our article on low-maintenance living options in Palm Beach County.
Gated 55+ Community
The gated setting and 55+ designation mean neighbors at a similar life stage, secure surroundings, and built-in opportunities to stay active and social. Explore gated community living for downsizers and our guide to 55+ communities in Palm Beach County.
Newly Reduced Price
At $275,000, with a $40,000 reduction already priced in, this villa offers a more accessible entry into Palm Beach County homeownership compared to the countywide median. For homeowners selling a larger property, this price gap can free up significant equity for retirement goals. Read how downsizing can boost retirement savings.
Frequently Asked Questions
Is 10039 Andrea Lane A available for showings?
Yes, this villa is currently active under contract through Beaches MLS. Contact Rhonda Townsend at 561-236-9772 or rtownsendrealestate@gmail.com to schedule a private showing or virtual tour.
What is included in the $2,775 quarterly HOA fee?
The quarterly HOA fee of $2,775 covers cable television, grounds maintenance, recreation facilities, and water. The association maintains reserves and is financially stable, which supports the community amenities and keeps exterior upkeep covered. This makes budgeting predictable and eliminates most exterior maintenance responsibilities.
Is the den a third bedroom?
No. The home is a 2-bedroom, 2-bath villa plus a separate den. That flexible space works beautifully as a home office, hobby room, or occasional guest space, but it is not a third bedroom. Buyers appreciate the extra room for the flexibility it provides without the upkeep of a full third bedroom.
What schools serve this property?
The property is zoned for Crosspointe Elementary School, Carver Community Middle School, and Boynton Beach High School. School assignments are determined by the Palm Beach County School District and may be subject to change.
Next Steps: Visit This Villa in Boynton Beach
If this villa fits what you are looking for, the best next step is to see it in person. Call Rhonda Townsend at 561-236-9772 or email rtownsendrealestate@gmail.com to schedule a private showing.
Not sure whether a villa is the right fit for your downsizing goals? Read our Condo vs. Villa vs. Townhome comparison, explore all your home options, or start with our Complete Downsizing Guide to build a full plan.
Thinking about selling your current home first? Our Sell and Buy Strategy guide walks through the timing and coordination every step of the way. When you are ready to talk, schedule a free consultation.
Written by Rhonda Townsend
1st Real Estate Solution Inc. Broker Associate · 12+ Years in Palm Beach County
Have questions about your downsizing journey? I'd love to have a conversation. No pressure, no obligation — just honest guidance from someone who understands.
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